Personal report
Your own paper trail
Expense, trip, and household write-ups with title, dates, totals, notes, and the lines that back them up.
Built for people who actually look
If you want to command your cash flow, this is the app.
Not another dashboard that pats you on the head. FINXPLORER is for the person who wants the full picture — where you stand, what this month looks like, why something changed, and which transactions prove it.
4
Connected lenses
20K+
Institutions
24mo
History you can drill
> ACCOUNTS ONLINE: 4
CHASE CHECKING ••4521$8,240.15
CHASE SAVINGS ••7834$45,000.00
FIDELITY BRKRGE ••2291$72,840.17
BOFA VISA ••9982-$2,630.00
> NET WORTH: $123,450.32 (+$1,240 this month)
> THIS MONTH: earned · spent · still left
> READY WHEN YOU ARE ·
Four lenses. One money life.
You don't need more charts.
You need a way to think.
Most apps dump everything in one scroll. FINXPLORER gives you four connected views — so you can move from "where am I?" to "what changed?" without losing the thread.
01 · Position
Where you stand
Balances, net worth, what needs attention today. Your control room — not a feed of noise.
02 · Rhythm
How this month moves
Earned, spent, still left — plus what's coming before the month ends. Cash flow with a pulse.
03 · Exploration
Follow the money
Click a pattern, land on the transactions. Categories, merchants, trends — every chart is a path, not a poster.
04 · Change
What shifted — and why
Line up months. Isolate the category that moved. Verify the receipts. No guessing games.
Who this is for
Not for everyone.
That's the point.
You're in the right place if
- You want to know why a number moved, not just that it did
- You open an app to decide something — not to feel productive
- You'd rather see clean merchants and real categories than bank garbage
- You like tools that show their work, not a black-box "AI said so"
- You share money with a partner and both need the same picture (Gmail invite)
Probably not if
- You want a gamified piggy bank with badges and streaks
- You want an AI chat bot to manage money for you
- You're fine with "trust us" and never opening the ledger
Your briefing
A morning read of your money.
Written from your ledger.
Pace, budget health, recurring charges, category shifts — calculated from your transactions. No external AI call. No mystery summary. If it says something, you can prove it.
Show your work
Every insight maps back to numbers you own
- Month-over-month spending and income deltas
- Budget warnings before you overshoot
- Recurring charges you might have forgotten
- Where your money is concentrating — and on whom
Interactive preview
Click around.
No signup required.
Same drill-down habits as the signed-in app — on sample data. If you like how it thinks, you'll like living in it.
CLICK a month bar — every chart and the table follow
DOUBLE-CLICK spending bars to drill into categories
CLICK a donut slice to refocus the whole view
ESC closes the lightbox
Data enrichment
⬡ POWERED BY FINGOAL
Banks speak gibberish.
You shouldn't have to.
Raw feeds are truncated names, mystery codes, and blank merchants. FINXPLORER cleanses and enriches every line with FinGoal — so your analytics run on names you recognize, not bank leftovers.
Auto-categorization
Category, subcategory, detail — tagged without the Sunday-night sorting session. 300+ categories from FinGoal's merchant model.
Merchant normalization
"AMZN MKTP US*2B9ZL" becomes Amazon. Logos, clean names, business type — so filters and reports actually make sense.
Dedup & cleansing
Pending vs settled doubles out. Refunds matched. Transfer noise quieted. What remains is worth analyzing.
Place & context
City, state, phone, business type — enough context that a raw string becomes something you can act on.
ENRICHMENT ENGINE:
FINGOAL.COM ↗
RAW BANK STRING
"AMZN MKTP US*2B9ZL"
▼ FinGoal enrichment pipeline
ENRICHED OUTPUT
merchantAmazon
categoryShopping › Online Retail
typeRETAIL · MARKETPLACE
logo✓ resolved
RAW BANK STRING
"SQ *BLUE BOTTLE 8884321"
▼ FinGoal enrichment pipeline
ENRICHED OUTPUT
merchantBlue Bottle Coffee
categoryFood & Drink › Coffee Shops
citySan Francisco, CA
typeCAFE · SPECIALTY COFFEE
Reports you can hand someone
When the spreadsheet isn't
the point anymore.
Pick the transactions. Shape the document. Export a PDF — for yourself, a trip, a household, or a client.
Business invoice
Client-ready without Word
Line items, invoice and due dates, clean totals — structured enough to send without rebuilding it elsewhere.
SelectOnly the transactions that matter.
ShapeTitles, dates, notes, document details.
ExportPreview, print, or save as PDF.
Pricing
One plan.
No feature ladder.
You either take control here or you don't. Cancel anytime.
Full access
$7.99
per month · billed monthly
- Unlimited bank connections
- Household sharing via Gmail invite
- All four lenses + financial briefing
- Budgets, rules, custom reports
- Search, splits, category overrides
- FinGoal enrichment on every transaction
- Up to 24 months of drillable history
FAQ
Straight answers.
No brochure speak.
Bank linking is read-only through our aggregator (Quiltt) — we never ask for your bank password on FINXPLORER. Sessions are authenticated, tenants are isolated, and production traffic uses HTTPS. We do not claim a completed SOC 2 audit.
Major US banks and brokerages via Quiltt — Chase, Bank of America, Wells Fargo, Fidelity, Vanguard, Schwab, and many credit unions. Coverage depends on the aggregator’s network.
FinGoal enrichment handles the first pass. Your rules and manual corrections keep the ledger aligned with how you actually think about money.
Those are strong all-in-one money apps. FINXPLORER is built for investigation — four connected lenses, drill-down from pattern to transaction, an explainable briefing from your ledger, household sharing via Gmail invite, and FinGoal enrichment. If you want to verify your money (not chat with it), start here.
Email is best — use the form on /contact or write support@finxplorer.com. We aim to reply within 1–2 business days. Include the Google account you sign in with.
Yes. Settings → Subscription. You keep access through the billing period. No cancellation fee.
